Contractor's Insurance

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Workers Compensation     Excess Liability

 Erie Fivestar for Contractor's Package
The Erie Fivestar for Contractors Policy is an innovative solution for small to medium sized contractors. Premiums are based on the number of employees, not your payroll. Therefore, you are not penalized for paying your skilled employees their actual worth.

Carpenters * Concrete Contractors * Plumbers * HVAC Contractors * Plowing Services * Electricians * Interior Designers * Landscapers * Plasterers * Drywall * Carpet Installation * CATV/Satellite Installation * H2O Drillers * Fence Erectors  * Floor Coverings * Glaziers * Appliance Installation * Nurserymen * Painters/Paper Hangers * Sheet Metal Workers * Siding * Tile/Terrazzo Work * and many more.........

Coverages:

Liability- Provides coverage when you are liable for damages arising from your business operations. These liability coverages include:

• Personal Injury Coverage- Including bodily injury, false arrest, defamation of character, malicious prosecution, racial or religious discrimination , and invasion of privacy.

• Property Damage Coverage- For liability arising from damage to the property of others and also for loss of use of that property.

• Advertising Injury Coverage- For liability arising from libel, slander, defamation of character, violation of copyright, title or slogan, resulting from advertising activities.

• Owners & Contractors Protective Coverage

• Elevator Liability Coverage

• Medical Payments- for payment of medical expenses for persons other than your employees when injured by accident on your premises or from your operations, regardless of fault.

Extra Coverages (included in this policy)

• Blanket Contractual

• Hired & Non-Owned Auto Coverage

• Incidental Medical Malpractice

• Fire Legal Liability

• Broad Form Type Property Damage

• Host Liquor Liability

• Employees as Named Insureds

• Worldwide Policy Territory

Optional Coverages (Available at an additional premium)

• Voluntary Property Damage Liability Coverage

• Builders Risk Coverage (Buildings you must cover while being constructed)

• Installation Floater (tools, materials, appliances)

• Contractors Tools (hand tools to backhoes)

• Electronic Data Processing Equip (Computers to on-site laptops)

• Employee Dishonesty Coverage

Building & Personal Property Coverage- Under the Fivestar Program coverage is provided (if chosen) for your Building, Business Personal Property and Personal Property of others against all risks of loss, except as excluded in your policy.

Extensions of Coverage-The ERIE policy provides you with extensions of coverage as additional amounts of insurance. Some of these are:

• Valuable papers & records

• Newly acquired or constructed property

• Accounts Receivable

• Exterior signs, lights & Clocks

• Glass

• Money & Securities

• and more...

Disclaimer: This is not an insurance policy or an offer of coverage. Rather, it is an illustration of coverages available. Coverage is not in effect until an application is completed, signed and a policy is issued by the company. Underwriting criteria applies.